TFC - Truist Financial Corporation

NYSE · Financial Services · Banks—Regional

$51.66

Market Closed

End of day · Jun 12, 2026, 12:00 AM

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About

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; credit card lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium finance, derivatives, commercial lending, international banking, leasing, merchant, commercial deposit and treasury, small business and student lending, floor plan, commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting and market making, loan syndication, and investment advisory services. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

https://www.truist.com

TFC - Truist Financial Corporation

Financial Services

Anyone else been watching TFC over the last year? It’s definitely been a ride. The stock was languishing around 39 44 for months, then had that pop last summer up to 45+, and more recently just swung between the mid 40s to crossing 50. I’m leaning bullish here, with a target of 59.25 in the next few months. The main thing for me is that the recent volatility isn’t really about TFC’s core business. Most of the choppiness feels like the general regional bank sector vibes: everyone’s still spooked about rates and deposit flows, but TFC’s balance sheet actually held up better than a lot of its peers. Loan growth has been slow, sure, but their credit quality has stayed solid even during the mess earlier in the year. Also, they’ve started executing on cost cutting, which should start showing up more in the numbers soon. The kicker is that next quarter’s earnings (should be late July) could be a catalyst if we get even a modest beat, since expectations are still pretty muted in this part of the market. If they guide for stable NIMs and show some good progress on efficiency, I think that’s enough to get the stock rerated. The chart says there’s some resistance near 55 but honestly if sentiment flips this could run faster than expected. One risk here is that regional banks could get hit again if rates move unexpectedly or if there’s a new regulatory push after the dust settles on the sector. If that happens, TFC isn’t immune and we could retest those mid 40s. But I like the risk/reward here with more upside if things stabilize. Watching for a strong update on expenses and maybe even a small div hike as a bonus in the next report.

Entry

$50.65

Above

$59.25

Jul 26, 2026

Karma

122 to 17261

Bullish

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TFC - Truist Financial Corporation

Financial Services

TFC has put up a pretty strong recovery over the last year. Back at the end of April last year, it was languishing close to 38, and it’s almost hit 52 recently. That’s a big move for a regional bank stock in less than a year. The trend since summer has been basically upward, though with some real bumps along the way. That jump from the low 40s last fall to high 40s and into the 50s recently feels like it’s priced in a lot of good news. I’m not bearish here, just careful. If we get another quarter of stable NIM (net interest margin) and loan losses don’t spike, we could see TFC grind higher, maybe up to 57.00. I think the dividend helps set a floor, and the market’s shown it wants to reward banks that keep credit issues in check. There’s also a shot at multiple expansion if regional banks keep regaining lost confidence from last year’s scare. But I can’t shake the risk of rate cuts landing sooner than expected. If the Fed pivots aggressively, these regional banks could see margins compress again, and the market tends to punish that. There’s also always headline risk with regional banks one bad loan book and the mood turns quick. Earnings next quarter are the next big catalyst. If they show stable deposit growth and manageable loan performance, TFC could justify drifting up toward my 57.00 target. But I wouldn’t call this shoot the lights out upside. I’m staying pretty close to the vest here, especially after such a fast climb off the lows.

Entry

$51.40

Above

$57.00

Jul 31, 2026

Karma

117 to 16758

Bullish

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