PNC - PNC Financial Services Group Inc

NYSE · Financial Services · Banks—Regional

$219.86

Market Closed

End of day · Apr 24, 2026, 12:00 AM

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Resolved

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Bear

About

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; securities underwriting, loan syndications, customer-related trading, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

https://www.pnc.com

PNC - PNC Financial Services Group Inc

Financial Services

PNC just went on a full Disney rollercoaster this year. Look at that: bottomed out at 158ish last April, then it zoomed to 229 not that long ago. And now we're chilling at 219.86? Wild. The stock's basically done a victory lap since last summer and I don’t think it’s tapped out yet. So here’s my (barely) serious case for why I’m leaning bullish with a target of 242.00. One, PNC’s management has actually navigated the wild banking environment way better than a bunch of the other big regionals. They didn’t blow up on interest rates or credit if anything, most of the latest earnings call was just them humblebragging about how stable their loan book is and how nobody’s defaulting en masse. Two, they’re still buying back shares like it’s going out of style. That’s legit: fewer shares, more to go around if you’re holding. Now, clown hat time: risk is obvious banks are one ugly headline away from getting rugpulled. If commercial real estate takes another nosedive, this thing could faceplant back toward the 200s. So yeah, don’t get all in meme brained on this. The big catalyst I’m watching: next quarter’s net interest margin guide. If rates stay sticky and PNC manages to squeeze out a little more juice, shorts are going to get the salt shake. Just don’t expect it to go parabolic overnight this is still a bank, not a crypto token.

Entry

$219.86

Above

$242.00

Jul 4, 2026

Karma

122 to 17261

Bullish

Open

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PNC - PNC Financial Services Group Inc

Financial Services

PNC's run from the mid 150s last spring to just above 220 now is honestly pretty impressive. You can tell a lot of people weren't expecting this kind of recovery after last year's big dip. That said, I'm leaning cautious bullish from here, looking for a bit more upside to 242.00 over the next several months. It's not going to rip, but the trend isn't screaming overextended yet either. The big thing pushing me bullish is improving NIM (net interest margin) trends and a loan book that isn't blowing up. Their last couple earnings weren't blowouts, but guidance was steady, and credit quality hasn't become a headline risk like it has for some of the other regionals. Plus, the recent price action since January a pop above 220, slight dip, then bouncing right back feels like there's some underlying support from buyers who sat out last fall. One thing that does worry me is the rate environment. If the Fed drags its feet, or if recession talk picks up steam, all these financials could get repriced lower. Also, expense management is fine, but not great any uptick there could squeeze EPS and put a cap on multiple expansion. Keep an eye on their next quarter. If they show even mild deposit growth and stick to their cost targets, I think the stock can grind to 242.00. If not, we might just see dead money for a while, but I don't see a big blowup risk unless the macro backdrop turns hard against them.

Entry

$219.86

Above

$242.00

Aug 1, 2026

Karma

117 to 16758

Bullish

Open

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